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Microinsurance's potential
A new Swiss Re sigma study just came out, titled "Microinsurance - Risk Protection for 4 Billion People".
http://media.swissre.com/documents/sigma6_2010_en.pdf
As someone interested in and working on Microinsurance, this was fascinating to me -- really validated what myself and my coworkers at Avana Microinsurance are trying to achieve.
But I wanted to start a discussion surrounding other peoples' thoughts on microinsurance as a tool for poverty alleviation. As the SwissRe study says, Microinsurance can provide risk protection for 4 billion people and can translate into a potential premium volume of $40 billion.
Do you think that microinsurance can successfully marry profit and social incentives to achieve both these large returns and help 4 billion people??
Looking forward to your thoughts!
Views: 7
Replies to This Discussion
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Permalink Reply by Dheeraj Pao on -
YES SURE IS , MICRO INSURANCE IS A SURE WAY OF HELPING PROVIDED THE PREMIUMS ARE GENERATED THROUGH THE SYSTEM OF IN AND EX AND DO NOT TOUCH THE PARTICIPANTS INCOME AND THE BILLIONS OF PREMIUM COLLECTED ALSO BE INVESTED TO GIVE THE INSURED A REGULAR INCOME OR A HUGE SUM AT A LATTER DATE BY IMPLEMENTING SYSTEM MININP
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Permalink Reply by Nita Nehru on -
Thanks for the article, Liza.
Translation
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