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Technology In MicroEnterprise (TIME)

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This is an organic group that is home to knowledge exchange on all topics at the intersection of technology, microfinance, and micronterprise development. New group members are always welcome as are questions, opinions, and your participation!

Members: 80
Latest Activity: Apr 10, 2012

Discussion Forum

IT Strategy for Micro Finance Institutions 10 Replies

Dear all, i would like to share a paper on selecting an appropriate IT strategy for micro finance institutions, i wrote it three years ago for a conference, thanks CavinContinue

Tags: model, strategy, software, ICT

Started by Cavin Aaron Mugarura. Last reply by GODWIN-XAVIER AYEEBO Apr 10, 2012.

MicroPlanet Technologies Announces Guatemalan MFI as its First Customer for Hybrid Software-as-a-Service (SaaS) Platform

MicroPlanet offers Microfinance Institutions access to robust core banking software (tailored for microfinance) and support under a Software-as-a-Service (SaaS) model. This approach allows MFIs to…Continue

Tags: banking, MIS, software, core, cloud

Started by jiten patel Jun 14, 2011.

One Laptop Per Child (OLPC) Mission 4 Replies

OLPC’s mission is to provide a means for learning, self-expression, and exploration to the nearly two billion children of the developing world with little or no access to education. While children…Continue

Tags: learning, empowering, children, Child, Per

Started by Chris Williams. Last reply by Fehmeen Khan Jan 29, 2011.

Role du Mobile banking dans la lutte contre l'exclusion et la pauvreté 3 Replies

Je suis Harona Sow -Consultant/Formateur en Banque/MicrofinanceLe Sénégal va lancer dans quelques semaines le Mobile banking pour booster le taux de bancarisation (>à 10% de la population)…Continue

Started by Harona Sow. Last reply by Liza Moiseeva Jan 21, 2011.

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Comment by Simon Gatungo on March 20, 2011 at 8:14am: what do you think of mobile portability? to me, being introduced from starting 1st April it's a good idea. Since fix-ability from change of network to another will be possible with cost of same tariff rates. while one can retain his/her prefix number

Comment by Abner T. Ramos on March 11, 2011 at 2:47am: Dear Liza,

Since I need seed money to start-up my social entrepreneurial activities. I submitted a write-up for a grant with Breakthrough Innovation Grant. www.breakthroughinnovationgrant.com

I am soliciting points & comments from social network users like SEEP Community for my B.I.G write-up http://www.breakthroughinnovationgrant.com/cooperative-adapts-micro...

I hope you can help me on this by posting on SEEP wall for sharing members.

Thank you.

Abner

Comment by Abner T. Ramos on March 10, 2011 at 2:41pm: OPEN THE LINK & PLEASE COMMENT
http://www.breakthroughinnovationgrant.com/cooperative-adapts-micro-financing-and-network-marketing-in-its-quest-to-poverty-alleviation/

Comment by Cavin Aaron Mugarura on March 2, 2011 at 11:28am: There is another open source microfinance application called octopus, you can make mifos work offline, The way software is developed, its impossible for the developers to think of all requirements, the reason its made open source is to allow developers to make modifications to suit their unique needs, its impossible for a software application to meet the needs of every MFI, small, big or medium

Comment by Cavin Aaron Mugarura on March 2, 2011 at 11:07am: Cescy your statements are general, when you say technology is expensive, what exactly is expensive, if you could be more specific, then some people might be able to guide you

Comment by Nimesh Singh on March 2, 2011 at 10:29am: hello friends .tell me how can we fight for poors which need loans but not getting. send me suggetions!

Comment by Kiringai Kamau on March 2, 2011 at 5:22am: Cescy,

There is a wonder facility that you can link to supported by CGAP called the IS Fund.

This facility enables you to hire a consultant, whom you can pick from a list of consultants on the IS Fund site who then prepares a needs assessment for you.

IS Fund has potential to support your implemetnation up to a given threshold. I encourage you to visit www.isfund.org and interact with the site and seek whatever support you may need...

Of course, yours trully is an IS Fund auditor and would love to work with your organization to support your journey to identifying a triue solution for your needs.

Sincerely,

Kiringai

Comment by Cescy Babs on March 2, 2011 at 2:54am: Top of the day to you.
frankly speaking, the cost of securing a state of the art or even a relatively good technology in Micro finance banks in Nigeria is just too high especially in the Nigeria. Micro finance banks in the rural areas in Nigeria especially mine is finding it so difficult to use high technology. Not that we dont love or appreciate it, but the cost are too high and the government is doing nothing to help. They only assist the ones (MFB) that dont need their money. What can be done in this situation knowing fully well that every kobo expended on project has an effect on our customers either in small measure or in a big way. Our customers shouldn't be bringing this heavy cost because every kobo matters to them. Please help.

Comment by Simon Gatungo on February 20, 2011 at 7:29am: how can l be help with fund to start my own business? Am ready to show my business paperwork to any willing to help.

Comment by jiten patel on February 8, 2011 at 10:56am: Yes Mifos offers a cloud-based solution and indeed the software license is free; However in my humble opinion it does not yet fully address the needs of mid-sized MFIs. It is fine for start-up and small sized MFIs. Also worth noting is that currently, as far as I know, it does not offer an offline solution which is critical when using a cloud-based solution, i.e. if the internet connection to the cloud fails, MFI operations cannot come to a standstill.