Housing Microfinance - Is it profitable?
We are looking to introduce HMF to our portfolio. The ticket size is bigger and will help the ENR grow rapidly. The questions I have in mind are:How easy is it to secure the loan in the absence of formal land / house titles?What securities/collateral may be considered?Ideal APR range?I will appreciate comments from different parts of the world where HMF has been tested successfully.ThanksFareed Ashraf Chaudhry (Manager Marketingand product Development @ Khushhalibank, Pakistan)See More
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