JehanZaib's Page

Islamic Micro Finance, now a days, is the most talked about topic in MF Sector of Pakistan. Interst free credit(Qarz-e-Hasna) and Murabha are the main items in the market under the umbrella of Islamic Micro Finance. Communities have great appeal towards this model because it is being provided in the name of religion and also have an edge by having a tag of being Islamic on them. Sustainiblity, for the institutions providing Qarz-e-Hasn ais the big milestone to achieve. A solution of it is…See More

It was thought by microfinance practitioners that micro-credit do well in group lending model. In Pakistan, the idea of giving credit to a group of 15-25 members at a time on interlinked  gurantee of eachother is no more fruitful or safe. Social activists in some areas totally hijacked the MF Programes of several organizations. These activists chargrs PKR 200 to 2000 from each individual to acquire credit facility from an MFI or MFB. Having links with the staff of the institutions, theses…See More